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Health Care Reform - Seen Through The Eyes of a Typical American Citizen and Small Business Owner
- By Chris Ciappa
- Published 01/27/2010
- General News & Politics
- Unrated
Insurance is not meant to pay all medical bills all the time. If we can all agree on this then we can at least begin to understand the problem. Insurance, sold and used correctly, is for catastrophes, not for every little medical issue that arises. Just like auto insurance is for when you have a car accident, not to pay for your gas, oil changes, brake repair, broken headlight, muffler problems, etc...
So too is health insurance for catastrophes like cancer, heart attacks, strokes, emergencies or surgeries, etc... it is in essence the same as auto insurance or home owners insurance. It is meant to be there when you have catastrophes or major medical issues. It is not meant to cover every office visit, cold, cut, scrape, shot, vaccine, medication, or hangnail you may encounter in life. If you insure everything then you better expect it to cost a lot.
Next, health care is not a right, it is a privilege of those who work hard and acquire health care for themselves and their families. Let us consider an example of a person who works hard, educates themselves, gets a great paying job, or runs their own business, This person can afford to drive a Corvette. This does not mean that I should have or be given a corvette by the government, or even a car at the expense of another person. The same is true of health care. A corvette is not a right, nowhere in our constitution does it state that we have the right to life liberty and a Corvette. Nor does it state we have the right to life liberty and government provided health care or government health care insurance. These are privileges we earn through hard work.
We can probably all agree to provide for or help those who cannot care for themselves, for example those who are physically or mentally handicapped or otherwise disabled and who simply cannot provide for themselves, we may even agree as a society to provide for those who defend our freedoms and fight for us in war (ex. Military veterans), or even possibly our senior citizens to a certain extent, but we do not all agree that health care is a right to be afforded to everyone and that should be funded by those who work hard. We also do not all agree that those who work hard or earn more should give to everyone else through a government run and MANDATED program. This is simply absurd and these types of entitlements are not what made America the nation with the highest standard of living the world has ever known, nor is it what made America great. In fact, taking from or taxing those who work hard or earn more, in order to provide for others who may not, is just stealing, only by the government and supported by mandated programs, laws, and taxes. It is akin to Robin Hood, stealing from the rich to give to the poor. Worse, if it is justified by creating a crisis or playing on peoples emotions or pain points, for some reason that escapes many people, the masses support it. Maybe, just maybe, politicians realize that promising handouts and something for nothing to the masses will secure them votes. Still, we would all be wise to remember "There is no free lunch", there is a cost. Maybe losing freedom and having government involved in every aspect of the lives of it's citizens is ok to some people. Yet it appears that many are starting to awaken to the real threat this poses to their own freedoms and to the United States as a nation.